Texas Commercial E&S


Apartments Condos Associations

Coastal Exposures Mid-Size to Small Risks

Coverage is rated A- (Excellent) by AM BEST

Program Highlights

With policies available on the coast, including those hard to write areas – such as Brazoria, flexible underwriting options and additional coverages and extensions, our program is sure to please.

Eligible Classes and Program Focus

  • Apartment Buildings & Complexes
  • Condominium Associations & Complexes
  • With or Without Retail
  • Single and Multiple Location
  • Small to Mid-size Risks
  • Ex-Wind is Available

Coverage Areas and Limits

  • Open in select counties: see map on right.
  • Locations in Tiers 2 & 3 and locations N of I-10 in Harris – Up to $20 million per location. Over $20 million not eligible.
  • Locations in Tier 1 and south of I-10 Harris County – Up to $12,500,000 OK. Over 12.5 million not eligible.
  • Risks located on barrier islands – Up to $5,000,000 OK, Over $5 million not eligibe.

Additional Coverages

  • Building/Real Property
  • Personal Property
  • Business Interruption
  • General Liability
  • Equipment Breakdown
  • Crime
  • Employee Benefits
  • Hired/Non-Owned Auto
  • Terrorism
  • Ordinance or Law

Coverage Map

Review each county to view available coverages.

Property Broadening Forms

You’ve got options. Add additonal coverages and features such as personal property, crime and equipment breakdown. Select each form below to view all available additional coverages and extensions.

Property Broad Form A

Adds 13 coverages plus extensions

View Form

Property Broad Form B

  • Adds Money & Securities
  • Adds 5 coverage extensions
  • Amends signs limit
  • Adds $10,000 backup coverage
  • Adds $10,000 EE, even if EE is on main policy


View Form

Check out our Agent Resource Center for a more in depth look at all our packages, forms and features.