Partners & Programs
At Core, we rely heavily on an analytical underwriting approach which allows us to match exposures with the proper insurance program. This creates stable, comprehensive and competitive facilities. While we value technology and efficiency within our business to enhance our service offering, we fully understand that it is a people business and mutually beneficial relationships are the key to our collective success.
Commercial Package Program
Eligible Classes
- Apartment Buildings with or without retail
- Residential Condominiums, Co-ops, Homeowners Associations, Townhomes with or without retail
Coverage Limits
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TIV Limits up to $10M per location for 1 building risks
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TIV Limits up to $15M per location for Multi Buildings within 1 location risks (SOV required)
Coverage Type
- Package: Property & General Liability
- Crime available
General Liability
- $1M/$2M limits; Hired non owned auto, stop gap, employee benefits
Property
- Special form, agreed amount, replacement cost; equipment breakdown, ordinance or law
- Flood – $1M/$25K deductible except zones A, V, AE x500 or Shaded X
- Earthquake – $1M/$25K deductible (not available in CA, OR, WA, and New Madrid Fault)
- Enhancement Coverages | Property Broadening Forms
- Property Broadening Form A | All States
- Property Broadening Form B | All States
Coverage Map
Click each state to view available coverages.
COMMERCIAL PACKAGE (All Eligible Classes)
- Admitted: IL, CA, NY
- Habitability Exclusion Applicable in CA and IL
- NY – 11 units or more per location to be eligible
Carriers and Ratings
Coverage is written by carriers rated A- or better by AM Best.