Partners & Programs

At Core, we rely heavily on an analytical underwriting approach which allows us to match exposures with the proper insurance program.  This creates stable, comprehensive and competitive facilities. While we value technology and efficiency within our business to enhance our service offering, we fully understand that it is a people business and mutually beneficial relationships are the key to our collective success.

Commercial Package Program

Eligible Classes

  • Apartment Buildings with or without retail
  • Residential Condominiums, Co-ops, Homeowners Associations, Townhomes with or without retail

Coverage Limits 

  • $20 million per location

Coverage Type

  • Package: Property & General Liability
  • Crime available

General Liability

  • $1M/$2M limits; Hired non owned auto, stop gap, employee benefits

Property

  • Special form, agreed amount, replacement cost; equipment breakdown, ordinance or law
  • Flood – $1M/$25K deductible except zones A, V, AE x500 or Shaded X
  • Earthquake – $1M/$25K deductible (not available in CA, OR, WA, and New Madrid Fault)
  • Enhancement Coverages | Property Broadening Forms

Coverage Map

Click each state to view available coverages.
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

COMMERCIAL PACKAGE (All Eligible Classes)

    • Admitted: IL, CA, NY
    • CA Habitability Exclusion Applicable; Habitability sub-limit of $100k and $250K available upon request
    • NY – 11 units or more per location to be eligible

Carriers and Ratings

Coverage is written by carriers rated A- or better by AM Best.

Check out our Agent Resource Center for a more in depth look at all our packages, forms and features.