About Core Programs

Who We Are

For over a decade we have redefined excellence in insurance solutions.  We are committed to delivering unparalleled service, innovation and value to our agents. Our team brings decades of collective experience to the insurance landscape that are dedicated to understanding the unique needs of our agents and tailoring solutions that help agents service their clients better.  We have cultivated strong relationships with financially strong carriers that enables us to provide comprehensive coverage offerings and the best options available for the current market conditions. Our boutique service is second to none, as we prioritize responsiveness and trust.  We strive to be a partner in the journey of all your habitational insurance placements and a catalyst for your success.


We have thousands of policyholders that span the nation. Currently, we’re focusing our growth in California, Illinois, and New York.


We understand the important things in agent life. Like being able to match exposures with the right insurance program. Access to stable, comprehensive, competitive, A-rated markets. Technology and analytics that empower, but never replaces human interaction. You get all this and more.

 You can count on us during economic downturns, social unrest, global pandemics, and when catastrophe strikes.

Our Product

Our Commercial Package Program provides coverage for:

Condo & Apartment Associations

Insurance coverage for common areas, plus loads of property broadening options.

Mixed Use Developments

Condos and apartments with office/retail on the first floor, we’ve got you covered.

Our Agent Partners

“Since being appointed with Core Programs, I’ve been able to grow a quality book of business. I recommend Core because of their competitive nature and professionalism!” – Jason Sherril, BroKar Insurance Advisors.”
“The staff at Core Programs has exceeded our expectations. Their products, pricing and service really stand out from other companies.” – Nels Benson, Heil & Heil Insurance
“Core has a really solid program with pricing that stands out from the rest. The turnover time for quotes has been phenomenal.” – Jason Stern, Stern Agency Inc