East Coast Program
COMMERCIAL HABITATIONAL COVERAGE DESIGNED FOR:
ApartmentsCondosTownhomes
Multiple LocationsFocus on NY, NJ & PA
Coverage is rated A (Excellent), Class X or better by AM BEST
Program Guidelines
Eligible Classes
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Apartment Buildings with or without retail
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Residential Condominiums, Co-ops, Townhomes with or without retail
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Lessor’s Risk: Office Buildings
Coverage Limits
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Up to $15 million per building for joint masonry or better construction
Coverage Type
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Package: Property & General Liability
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Mono-line Property
Minimum Premium
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$5,000
General Liability
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Limits $1M/$2M
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Hired Non-Owned Auto
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Employee Benefits Liability
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Silent on lead in NY, must qualify
Property
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Special form, Agreed Amount, Replacement Cost
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Ordinance or Law
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Flood – Up to $1M with $25K deductible
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Earthquake – Up to $1M with $25K deductible
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Property Enhancement
Sewer Discharge
Coverage Map
Click each state to view available coverages.
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EAST COAST PACKAGE PROGRAM
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Admitted: NY
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Non-Admitted: CT, DC, DE, FL, GA, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA