East Coast Program

COMMERCIAL HABITATIONAL COVERAGE DESIGNED FOR:

ApartmentsCondosTownhomes

Multiple LocationsFocus on NY, NJ & PA

Coverage is rated A (Excellent), Class X or better by AM BEST

Program Guidelines

Eligible Classes

  • Apartment Buildings with or without retail
  • Residential Condominiums, Co-ops, Townhomes with or without retail
  • Lessor’s Risk: Office Buildings

Coverage Limits 

  • Up to $15 million per building for joint masonry or better construction

Coverage Type

  • Package: Property & General Liability
  • Mono-line Property

Minimum Premium

  • $5,000

General Liability

  • Limits $1M/$2M
  • Hired Non-Owned Auto
  • Employee Benefits Liability
  • Silent on lead in NY, must qualify

Property

  • Special form, Agreed Amount, Replacement Cost
  • Ordinance or Law
  • Flood – Up to $1M with $25K deductible
  • Earthquake – Up to $1M with $25K deductible
  • Property Enhancement
    Sewer Discharge

Coverage Map

Click each state to view available coverages.

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EAST COAST PACKAGE PROGRAM
  • Admitted: NY
  • Non-Admitted: CT, DC, DE, FL, GA, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA

Carriers and Ratings

Coverage is written by carriers rated A (Excellent), class X or better by AM Best.

Enhancement Coverages | Property Broadening Forms

Check out our Agent Resource Center for a more in depth look at all our packages, forms and features.